Settlement Pending
The Settlement Pending screen shows those transactions awaiting settlement for the messages within the selected processing domain / payment scheme as processed by the system. It allows users to monitor the processing results, check settlement information, and export transaction data for reporting or analysis.
See 👉 Working with Table Views for shared controls in the screen.
Key Features​
-
Generic Search
- Displays all transactions within the selected Processing Date Time and further criteria.
- You can further refine the view by applying filters (e.g., Status, Direction, Creditor IBAN).
-
Grouping by Global Id
- Transactions are automatically grouped under their Global Id.
- This is similar to how emails are threaded in an inbox: one Global Id represents a single payment flow, and all related messages (instruction, execution, confirmation, return, etc.) are nested under it.
- Expand the group by clicking on the arrow icon next to a transaction row.
- This reveals all related messages tied to the same Global Id, making it easier to follow the entire lifecycle of the payment.
- Collapse the row to return to a summarized view.
-
Transaction Details
- See the full details of each transaction listed.
- Display the payment data.
- Display processing information for monitoring and resolution reasons.
Generic Search​
Each row in the transaction table represents a single payment transaction.
The list displays both successfully processed and failed transactions, making it the central point for reviewing the current and past processing results.
A Processing Date Time range filter at the top defines which transactions are displayed.
Additional filters are available for attributes such as amount, direction, creditor, status, and others.
Details about filtering, saving, and loading filter sets are described in the section 👉 Filter Panel.
Table Columns​
The set of columns displayed may vary depending on the screen type and the functional area you are working in. Each screen shows only the fields relevant to its purpose.
| Column | Description |
|---|---|
| Message Type | The message type associated with the transaction according to the used payment scheme (for example, Credit or Instruction). |
| Direction | Indicates whether the transaction is In (incoming to ImPAI) or Out (outgoing from ImPAI). |
| Status | High-level processing status (for example, Booked, Error, Processing). Color-coded for quick recognition: 🟢 Green – successfully processed 🔴 Red – timeout or failure detected ⚪️ Gray – pending processing. |
| Creditor IBAN | Account information of the payment receiver. |
| Creditor BIC | Bank information of the payment receiver. |
| Amount | Transaction amount in the original currency. |
| Currency | The payment's currency. |
| Settlement Date | The date when the payment was or will be settled. |
| Processing Date | Timestamp when the transaction was processed by the platform. |
| Global Id | Acts as a thread identifier, linking all subsequent messages. |
| Transaction Id | The key identifier for the transaction over all involved parties. |
| Internal Id | A unique system-level reference for the message. |
| Message Version | The exact ISO20022 message version used. |
| Creditor NameÂą | Name of the payment receiver. |
| Debtor BIC¹ | Bank information of the payment sender. |
| Debtor IBAN¹ | Account information of the payment sender. |
| Debtor NameÂą | Name of the payment sender. |
| External IdÂą | An additional external identifier for the transaction. |
Âą These columns are hidden by default.
All columns can be made visible or hidden depending on the selection of the user. Click on the 
Column Settings button to make your choice.
Actions and Interaction​
| Action | Description |
|---|---|
| Expand Row | Opens the list of all related messages for the selected transaction. |
| Double-click a Row | Opens the Pending Settlement Details screen (see the corresponding chapter). |
| Export | Exports the list of displayed transactions. Supported formats: CSV and PDF. |
| Refresh | Reloads the transaction data with the current filter settings. |
| Save / Load Filter Set | Stores the currently applied filters or reloads a saved configuration. |
| Clear Filters | Resets all filter criteria to default values. |
Related Topics​
Pending Settlement Details​
In the Pending Settlement Detail view both high-level status and full payment information are displayed. This allows a deep understanding of the current status of the payment and its background.
What You See in Pending Settlement Details​
You will find three main areas at the screen.
Top Area​
This area on the top shows some high level information of the payment:
- Transaction Status – i.e., PROCESSING.
- Message Status – i.e., SETTLEMENTPENDING.
- Message Type – type of payment message, such as Credit (pacs.008), Return (pacs.004), etc.
- Direction – whether the message is Incoming or Outgoing.
- Message Version – ISO 20022 version (e.g., pacs.008.001.08).
Below, the screen is divided into two main parts:
Payment Area​
This area on the left shows the business data (transaction and party information) of the payment:
- Payment Details – Global Id, Internal Id, Transaction Id, End-to-End Id, Amount, Currency, Settlement Date, Processing Date Time.
- Debtor Details – Debtor bank (IBAN, BIC), Debtor name, optional identification and address.
- Creditor Details – Creditor bank (IBAN, BIC), Creditor name, optional identification and address.
Processing Area​
This area on the right contains tools for deeper analysis offering additional technical and message views:
- Tree View – hierarchical breakdown of the message content.
- History – timeline of the transaction lifecycle (e.g., instruction created, sent to ACH, response received).
- Raw Data – full ISO 20022 message in original format.
- Audit Data – system-level metadata such as request Ids, timestamps, and response channels.
- Use the top area for a quick overview of status and message type.
- Use the payment area when answering operational questions (who paid, how much, when settled).
- Use the processing area for investigations and technical checks (raw message content, ACH responses, validation results).
Payment Area​
Opening Pending Settlement Details​
To see the full details of a transaction, you need to double-click on any row you would like to get additional information about in the Settlement Pending screen. This opens the Pending Settlement Detail view, giving you a comprehensive overview of the payment.
Expanding and Collapsing Party Information​
In the Payment Details area, the Debtor and Creditor Details sections are designed to be expandable. This helps you focus only on the information you need.
How it Works
- Each subsection (e.g., Debtor Bank, Debtor, Debtor Identification, Debtor Address, etc.) has a collapse/expand toggle (
, 
). - By default, key details like Name, IBAN, and BIC are visible.
- Additional details, such as identification or structured address fields, can be revealed by expanding the section.
Closing Pending Settlement Details​
In order to close this detail screen again, you need to click on the cross in the uppermost right corner of the screen. You will come back to the Settlement Pending screen from where you opened the Pending Settlement Details screen.
Processing Area​
Tree View​
The Tree View tab on the right panel in the Approvals Detail screen provides a structured breakdown of the payment’s lifecycle and technical processing steps.
What You See
- The Tree View is organized into expandable folders, similar to a file explorer.
- Clicking on the double arrow icon in the top right corner of the Tree View expands or collapses all folders at the same time.
- Each folder represents a service or processing step that the transaction passed through.
- Additionally, it presents the actual message data in a structured way.
Find the full description of this area under 👉 Transactions ➞ Processing Area.